Loan calculator
Enter the amount, interest rate and term to see the fixed monthly payment, the total you will repay and the interest, with a month-by-month split between principal and interest.
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—Monthly payment
—Total to repay
—Total interest
Amortization schedule
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How to use
- 1Enter the loan amount.
- 2Set the annual interest rate and the term in years.
- 3Review the monthly payment, total and interest.
- 4Check the month-by-month amortization schedule.
Use cases
- Estimate a mortgage payment before applying.
- Compare loans with different terms or rates.
- Work out the total cost of financing a car.
- See how much of each payment goes to principal versus interest.
Frequently asked questions
Which amortization method does it use?
The French system with a fixed payment: early payments are mostly interest and over time more goes to principal.
Does it include fees or insurance?
No. It only computes principal and interest. Fees, insurance and taxes can raise the real cost.
Is the result binding?
No, it is an indicative estimate. Check real terms with your lender. It is not financial advice.
Is my data stored?
It is not sent to any server; everything is calculated in your browser.